It won't have said you 'run out of data'. It's only talking about data that you may potentially gift from the 1st 100GB of all your data to other nos. on your a/c if you choose to. It's just a warning just in case you wanted to. You may safely ignore it & carry on using data for your own purposes including hotspotting.
As you use data for your own use you are eating into this gifting allowance even when you are not actually gifting it.
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