@Debbiecauser There is no disconnection charge, it is more than likely the cross billing with the billing cycles that are in place until BT get the final bill all sorted and then any over payment refunded. EE take and bill as soon as the system is activated by them, bill produced and DD take 7-8 days later, BT keep billing until the finalise everything and then refund but that may be up to 60 day's. You DO need to go or check that the BT to EE switch happened good, if you don't see that BT account wise you may have had an e-mail from BT that you where transferred....
As long as you are within your OD limit the bank should not penalise but there is all different kinds off banking rules, that you have to be careful off!
