Upgrade from SIM only contract to full contract

fernw85 · ‎10-05-2024

I have been on a SIM only contract for years. I currently get £30 discount a month for being a good customer. However my credit score has just taken a big hit and dropped very low. Is it worth applying for an upgrade to full handset contract?

XRaySpeX · ‎11-05-2024

@fernw85 : You can but try! Credit scores are only marketing devices on the part of Credit Agencies.

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bristolian · ‎11-05-2024

@fernw85 wrote:

However my credit score has just taken a big hit

To add... there's no such thing as a credit score you can buy - this is just something that certain credit agencies use to sell you what is a meaningless number..

You have a statutory credit file containing details of your financial history, which lenders score against their own criteria. That's the only scoring that matters, and it's not anything you can view or buy.