topic Re: Failed Sim Only Credit Check in Contracts & Billing

Failed Sim Only Credit Check

Jamie2675 — Thu, 20 Oct 2022 14:48:56 GMT

Hello,

Having some issues recently I have managed to fail a sim only credit check, surprisingly to me with EE. After disputing this there is nothing I can do, and I need to suck it up and try again in a few months.

Thought I would try a PAYG with EE, however it clearly is treated as a sub standard package, with no access to 5G and no access to an Esim..

Does anyone have any experience moving from PAYG to Sim only and does a good history on PAYG help at all on the application? Considering keeping it for a couple of months or should I just suck it up and move away from EE totally?

Re: Failed Sim Only Credit Check

XRaySpeX — Thu, 20 Oct 2022 15:01:52 GMT

Paying for PAYG constitutes no credit history. You are not borrowing anybody else's money.

Re: Failed Sim Only Credit Check

Schockwave — Thu, 20 Oct 2022 15:05:58 GMT

@Jamie2675 , once you have built up a good credit rating, then you will be able to have a sim only contract.

As @XRaySpeX , has written pay as you go needs no credit history, but contracts do need a good credit rating.