topic Re: Pay monthly accessories in Archived Posts

Pay monthly accessories

fellowdt23 — Sun, 14 Nov 2021 08:45:13 GMT

Hi, when adding pay monthly accessories to your current pay monthly bill do they actually run another credit search or do they go off of your pay monthly payment history? Or would that depend on the value of the item you are adding for example TV or laptop or something along those lines

Thanks trying to limit searches on my file to help morgage

Re: Pay monthly accessories

Chris_B — Sun, 14 Nov 2021 09:09:44 GMT

@fellowdt23 When trying to get a mortgage you’ll be asked what you pay out each month and adding items to your EE bill will count towards what you pay out each month, you can say it’s only for 11 months but they will take it in to consideration. EE don’t a credit search on you though.

Re: Pay monthly accessories

fellowdt23 — Sun, 14 Nov 2021 09:31:19 GMT

Yeah, my morgage advisor has told me to try limit further searches on my credit file. The fact my monthly payment would go up short term I'm aware this wouldn't affect me so much.

Was just wanting to be sure EE went off my payment history rather than another credit search when adding accessories to plan